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Terms and Conditions

Last Updated: January 5, 2025

7AM Research is a brand of Rosali Management Consultancy FZ-LLC, a company incorporated in the United Arab Emirates. These Terms and Conditions ("Terms") govern your access to and use of our website, services, and subscription-based market intelligence reports.

1. Acceptance of Terms

By accessing or using 7AM Research services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

2. Services Description

7AM Research provides subscription-based institutional-grade market intelligence research, including but not limited to:

  • Weekly Intelligence Reports
  • Earnings Analysis and Recommendations
  • Macro Event Analysis
  • Market Positioning Data
  • Trade Ideas and Investment Recommendations

3. Subscription Plans and Payment

3.1 Available Plans

  • Standard Monthly: $49.99 per month
  • Standard Annual: $499.00 per year

3.2 Payment Processing

All payments are processed securely through Stripe by Rosali Management Consultancy FZ-LLC. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel your subscription.

3.3 Automatic Renewal

Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You will be charged at the then-current subscription rate.

3.4 Price Changes

We reserve the right to modify subscription prices. Any price changes will be communicated at least 30 days in advance and will apply to your next billing cycle after notification.

4. Money-Back Guarantee

For Annual Subscription holders: If our aggregate recommendations do not deliver +45% returns over the course of your annual subscription period, we will refund your entire annual subscription payment. No questions asked.

Guarantee Terms:

  • Applies only to Standard Annual subscriptions ($499/year)
  • Returns are calculated based on the aggregate performance of all published trade recommendations
  • You must hold your annual subscription for the full 12-month period to be eligible
  • Refund requests must be submitted within 30 days after your subscription anniversary date
  • Refunds are processed within 14 business days of approval

5. Cancellation and Refunds

5.1 How to Cancel

You may cancel your subscription at any time by contacting us at hello@7amresearch.com. Your cancellation will take effect at the end of your current billing period.

5.2 General Refund Policy

Apart from the Money-Back Guarantee for annual subscriptions, we generally do not offer refunds for partial subscription periods. Once you cancel, you will retain access until the end of your current billing period.

6. Intellectual Property Rights

6.1 Our Content

All content provided by 7AM Research, including but not limited to research reports, analysis, trade recommendations, data, graphics, and text, is the exclusive property of Rosali Management Consultancy FZ-LLC and is protected by copyright, trademark, and other intellectual property laws.

6.2 License to Use

Your subscription grants you a limited, non-exclusive, non-transferable, revocable license to access and use our research for your personal, non-commercial investment purposes only.

6.3 Prohibited Uses

You may NOT:

  • Redistribute, republish, or share our research reports with non-subscribers
  • Use our content for commercial purposes or resale
  • Copy, modify, or create derivative works based on our content
  • Use automated systems or bots to access our services
  • Reverse engineer or attempt to extract source data or methodologies

7. Investment Disclaimer and Risk Warning

IMPORTANT: Please read this section carefully.

7.1 Not Financial Advice

The information provided by 7AM Research is for educational and informational purposes only. Our research, analysis, and trade recommendations do NOT constitute financial advice, investment advice, trading advice, or any other type of professional advice.

7.2 No Guarantees

While we strive for accuracy and aim for positive returns, we make no guarantees or warranties about the accuracy, completeness, or results of our research. Past performance does not guarantee future results.

7.3 Risk of Loss

Trading and investing involve substantial risk of loss. You may lose some or all of your invested capital. Only invest money you can afford to lose.

7.4 Your Responsibility

You are solely responsible for your investment decisions. You should:

  • Conduct your own due diligence before making any investment
  • Consult with a qualified financial advisor if needed
  • Understand the risks associated with the securities or instruments you trade
  • Never invest more than you can afford to lose

7.5 No Fiduciary Duty

7AM Research and Rosali Management Consultancy FZ-LLC do not act as your broker, investment advisor, or fiduciary. We have no fiduciary duty or obligation to you.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

8.1 No Consequential Damages

7AM Research and Rosali Management Consultancy FZ-LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, trading losses, or investment losses, arising from your use of our services.

8.2 Maximum Liability

Our total liability to you for any claims arising from your use of our services shall not exceed the amount you paid for your subscription in the 12 months preceding the claim.

8.3 Service Availability

We do not guarantee uninterrupted or error-free access to our services. We may suspend or discontinue any aspect of our services at any time without liability.

9. User Conduct and Obligations

9.1 Account Security

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.

9.2 Accurate Information

You agree to provide accurate, current, and complete information when subscribing to our services and to update such information as necessary.

9.3 Prohibited Activities

You agree NOT to:

  • Use our services for any unlawful purpose
  • Interfere with or disrupt our services or servers
  • Attempt to gain unauthorized access to any part of our services
  • Impersonate any person or entity
  • Violate any applicable laws or regulations

10. Data Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

11. Termination

11.1 Termination by You

You may terminate your subscription at any time by canceling through your account settings or by contacting us at hello@7amresearch.com.

11.2 Termination by Us

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including but not limited to:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Non-payment of subscription fees
  • Sharing or redistributing our proprietary content

11.3 Effect of Termination

Upon termination, your right to access and use our services will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, and limitations of liability.

12. Third-Party Services

Our services may contain links to third-party websites or integrate with third-party services (such as payment processors). We are not responsible for the content, privacy policies, or practices of any third-party services. Your use of third-party services is at your own risk.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by email or by posting a notice on our website at least 30 days before the changes take effect. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.

14. Governing Law and Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law provisions.

14.2 Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in Dubai, United Arab Emirates, in accordance with the arbitration rules of the Dubai International Arbitration Centre (DIAC).

14.3 Exceptions

Either party may seek injunctive or equitable relief in any court of competent jurisdiction to protect intellectual property rights or prevent unauthorized use of our services.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and 7AM Research regarding your use of our services and supersede any prior agreements or understandings.

17. Contact Information

If you have any questions about these Terms, please contact us:

  • Email: hello@7amresearch.com
  • Company Name: Rosali Management Consultancy FZ-LLC
  • Business Address: 14 Wall Street Manhattan, 20th floor, New York, NY 10005, United States
  • Incorporation: United Arab Emirates

18. Acknowledgment

BY SUBSCRIBING TO OR USING 7AM RESEARCH SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.


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